AI / ML / Data Science — InsureSense (Insurance)

Client / Industry

InsureSense Insurance

Timeline

14 weeks ongoing tuning

Team

Data scientist ML engineer backend dev claims SME

Problem

Claims processing was manual and slow; fraud detection relied on rules and missed complex patterns, increasing loss ratios.

Solution

Tkmetrix implemented an ML pipeline to triage claims, predict fraud likelihood, and automate low‑risk claim approvals with human review for flagged cases.

Tech stack

Key features delivered

  • Automated claim triage with risk score and recommended action
  • Fraud detection model with explainability (feature importance)
  • Workflow integration to auto‑approve low‑risk claims and route high‑risk to investigators

Outcomes

  • 45% reduction in manual claim handling for low‑complexity claims
  • Early fraud detection improved recovery rates by 18% in pilot
  • Average claim processing time reduced by 40%

Project process

1
Idea

Data discovery with claims and fraud teams.

2
Scope refinement

Define target metrics (precision/recall) and acceptable false positive rates.

3
Estimation

Phased estimate: data prep → model → pilot → scale.

4
NDA & Agreement

NDA + data sharing and anonymization clauses.

5
Development

Data pipeline → model experiments → validation → deployment.

6
Launch

Pilot on a subset of claims for 8 weeks.

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